Many countries don't use credit scores like the US — here's how they determine your worth

pulse

August 20, 2018 7:52 PM

In the US, a credit score aims to predict your likelihood to meeting financial obligations, like paying back a loan. Having a poor credit score can make it life more expensive. Many countries do not have a credit score system — here's how those countries measure a person's worth.

A
Having a low
Mant countries do not have a credit score system like the US, instead only tracking negative credit marks rather than tracking positive ones.

Nerdwallet

1. Japan

2. United Kingdom

The Telegraph

UK debt solution provider

according to Experian UK.

3. The Netherlands

finance consultant Peter Gibney

BKR

4. Canada

respective websites

according to CBC News

5. Spain

Bank of Spain

Velasco Lawyers

6. Brazil

Brazil Centre for Latin American Monetary Studies

International Financing Review

7. France

French Property

French Entreé

8. Germany

Open Knowledge Foundation of Germany

9. Australia

Sydney Morning Herald reported

10. China

Business Insider

paying a debt Business Insider reported

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