- Because of differences in cost of living, how much people spend annually varies across cities.
- The annual total expenditure on all goods and services for the average household ranges from $48,654 in Tampa to $83,790 in Seattle.
- Visit BusinessInsider.com for more stories.
What the average American spends in a year in 22 major cities
Americans spend the bulk of their money on housing, food, and transportation.
Americans spend most of their money on three things: housing, food, and transportation.
That's why one of the best strategies to save more money is to cut down spending one of the Big Three. Thankfully, it may be easier to do than you think .
To find out how much Americans spend on everything from housing, food, and transportation to healthcare, entertainment, and shopping, we consulted the Bureau of Labor Statistics' Consumer Expenditure Surveys . The data covers the most recent period of 2016 to 2017 and reveals average annual expenditures for consumer units 22 major metros in the Northeast, South, West, and Midwest.
A consumer unit, as defined by BLS , is a household ranging in size from one individual to three or more people.
The total annual expenditure on all goods and services for the average household ranges from $48,654 in Tampa to $83,790 in Seattle. Notably, the amount residents spend on housing in both cities makes up about 30% of their total annual spending.
Below, find out how much residents spend in a year, on average, in 22 major US cities, ranked by total spend.
22. Tampa
Wikimedia Commons
Average annual spend: $48,654 ($4,054/month)
Food: $6,289 ($524/month)
Housing: $17,131 ($1,427/month)
Transportation: $8,307 ($692/month)
21. Miami
Roberto Machado Noa/Getty Images
Average annual spend: $59,947 ($4,995/month)
Food: $7,040 ($586/month)
Housing: $22,350 ($1,862/month)
Transportation: $10,507 ($875/month)
20. Detroit
f11photo/Shutterstock
Average annual spend: $60,183 ($5,015/month)
Food: $7,397 ($616/month)
Housing: $18,794 ($1,566/month)
Transportation: $10,426 ($868/month)
19. Chicago
istock
Average annual spend: $60,582 ($5,048/month)
Food: $8,170 ($680/month)
Housing: $21,254 ($1,771/month)
Transportation: $7,717 ($643/month)
18. Phoenix
f11photo/Shutterstock
Average annual spend: $62,072 ($5,172/month)
Food: $6,856 ($571/month)
Housing: $19,491 ($1,624/month)
Transportation: $9,985 ($832/month)
17. Atlanta
Nicolas Henderson/Flickr
Average annual spend: $62,250 ($5,187/month)
Food: $6,683 ($556/month)
Housing: $20,965 ($1,747/month)
Transportation: $11,747 ($978)
16. St. Louis
Joe Raedle/Getty Images
Average annual spend: $62,394 ($5,199/month)
Food: $7,300 ($608/month)
Housing: $20,154 ($1,679/month)
Transportation: $9,958 ($829/month)
15. Dallas-Fort Worth
dibrova / iStock
Average annual spend: $63,207 ($5,267/month)
Food: $6,571 ($547/month)
Housing: $22,350 ($1,862/month)
Transportation: $10,507 ($875/month)
14. Honolulu
Yoshinori Kumagai/Shutterstock
Average annual spend: $65,099 ($5,425/month)
Food: $10,036 ($836/month)
Housing: $24,355 ($2,029/month)
Transportation: $7,391 ($615/month)
13. Philadelphia
Shutterstock
Average annual spend: $65,436 ($5,453/month)
Food: $8,203 ($683/month)
Housing: $20,932 ($1,744/month)
Transportation: $9,505 ($792/month)
12. Los Angeles
Getty
Average annual spend: $66,971 ($5,580/month)
Food: $8,727 ($727/month)
Housing: $24,311 ($2,025/month)
Transportation: $9,741 ($811/month)
11. Houston
Sean Pavone/Shutterstock
Average annual spend: $67,304 ($5,608/month)
Food: $9,153 ($762/month)
Housing: $21,818 ($1,818/month)
Transportation: $10,507 ($875/month)
10. New York
turtix/Shutterstock
Average annual spend: $67,782 ($5,648/month)
Food: $7,689 ($640/month)
Housing: $26,113 ($2,176/month)
Transportation: $7,907 ($658/month)
9. Baltimore
AFP/File MICHELLE KWAJAFA
Average annual spend: $69,126 ($5,760/month)
Food: $8,964 ($747/month)
Housing: $23,247 ($1,937/month)
Transportation: $11,049 ($920/month)
8. Minneapolis-St. Paul
Wikimedia
Average annual spend: $70,487 ($5,873/month)
Food: $8,571 ($714/month)
Housing: $22,782 ($1,898/month)
Transportation: $9,409 ($784/month)
7. Anchorage
Rocky Grimes/Shutterstock
Average annual spend: $71,606 ($5,967/month)
Food: $8,306 ($692/month)
Housing: $23,039 ($1,919/month)
Transportation: $12,446 ($1,037/month)
6. Denver
Shutterstock/welcomia
Average annual spend: $74,088 ($6,174/month)
Food: $8,855 ($737/month)
Housing: $25,059 ($2,088/month)
Transportation: $11,841 ($986/month)
5. Boston
Visions of America/Getty
Average annual spend: $74,316 ($6,193/month)
Food: $8,264 ($688/month)
Housing: $29,015 ($2,417/month)
Transportation: $8,463 ($705/month)
4. San Francisco
Justin Sullivan/Getty Images
Average annual spend: $79,291 ($6,607/month)
Food: $8,918 ($743/month)
Housing: $32,656 ($2,721/month)
Transportation: $7,974 ($664/month)
3. San Diego
trekandshoot/Shutterstock
Average annual spend: $79,585 ($6,632/month)
Food: $9,984 ($832/month)
Housing: $28,595 ($2,382/month)
Transportation: $10,592 ($882/month)
2. Washington, DC
Orhan Cam/Shutterstock
Average annual spend: $79,921 ($6,660/month)
Food: $9,1881 ($6,660/month)
Housing: $29,1011 ($7,656/month)
Transportation: $10,748 ($895/month)
1. Seattle
Elaine Thompson/AP
Average annual spend: $83,790 ($6,982/month)
Food: $10,958 ($913/month)
Housing: $26,965 ($2,247/month)
Transportation: $12,810 ($1,067/month)
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