)
In the creative world, nothing is ever one-size-fits-all. One day I’m deep in brainstorming mode, the next I’m chasing invoices, and by the weekend I just want to switch off and live a little.
That’s the rhythm of the creative economy: It’s fluid, unpredictable, always alive.
What makes this lifestyle exciting is also what makes it demanding. We need systems that flex as quickly as we do, not rigid structures, but tools that understand our many shifts.
That’s why I found myself paying attention to the new KCB Mobile App. Not because I was searching for a “banking app,” but because it feels designed with our many selves in mind. Instead of forcing you into a single box, it lets you move between modes that match how you’re living and working.
)
)
)
Here’s how it flows:
Creator Mode – A space I can make my own. Themes, dashboards, personalisation. It feels like curating a mood board, expressive, unique, reflecting my creative headspace.
Soft Life Mode – Sometimes banking should feel elevated. Sleek, aspirational design turns routine checks into a lifestyle moment.
Chill Mode – Paying bills isn’t glamorous, but when it’s smooth and instant, it frees my energy for what matters.
Sherehe Mode – Because wins deserve celebration. Access cards, social vibes, a reminder that joy belongs in financial planning too.
Baby Girl Mode – My favorite. Managing spending and savings with ease. For me, self-care is knowing my money is working just as hard as I do.
Then there are the Functional Modes, the “grown-up” side of things:
Selfie Mode: Fast, secure logins with Face ID, no wasted seconds.
Thrift Mode: Keeps payments and transfers seamless, especially for Vooma Paybill and Till numbers when I’m working with vendors.
Investor Mode: Nudges me to think bigger, fixed deposits and goal savings that shift me from short-term hustling to long-term building.
Protect Mode: Adds that layer of responsibility we rarely talk about in the creative economy: insurance and financial safety nets.
What I love most is how fluidly these modes switch. Just like we move from shooting content to editing at 2:00 a.m, then pitching to clients the next morning, the app bends to that rhythm.
For me, this isn’t just digital banking. It’s a reminder that the systems around us should adapt to our lives, not the other way around.
So yes, the #Nitakupanga dance challenge is fun (and I’ll probably jump on it). But the real choreography is this: finally having a financial tool that understands the different versions of me, and lets them all thrive.
#FeatureByKCBMobileApp